PTPTN sets RM50 minimum monthly repayment for graduates earning RM2,501 to RM3,000

Graduates earning between RM2,501 and RM3,000 will repay PTPTN loans at a minimum of RM50 monthly, benefitting over 400,000 individuals as outlined in Budget 2027.

The Dapur Siswa Madani initiative will expand to include polytechnics and teacher education institutes in 2024, supported by a RM20 million allocation for food supplies.

The Technical and Vocational Education and Training programme continues to be strengthened, achieving a 95-97% employability rate, with high-tech industry investments creating more job opportunities.

KUALA LUMPUR, Oct 23 — Graduates earning between RM2,501 and RM3,000 a month will only need to repay their National Higher Education Fund Corporation (PTPTN) loans at a minimum rate of RM50 per month, with the flexibility announced in Budget 2027.

Deputy Higher Education Minister Adam Adli Abdul Halim said the loan repayment flexibility initiative is expected to benefit more than 400,000 people, helping to ease the financial burden on graduates who have just entered the workforce.

He said graduates earning below RM2,500 a month would not need to begin repaying their loans until they reached the stipulated income threshold.

“We can address this concern in the most effective way possible for now.

“This is something that has been discussed and debated for years, and now, insya-Allah, we can implement it through Budget 2027,” he said in an interview with a local radio station recently.

Commenting on the cost of living among university students, Adam Adli said the Dapur Siswa Madani initiative, which provides centralised cooking facilities on campuses, would be expanded to polytechnics and teacher education institutes (IPGs) next year.

He said an allocation of RM20 million has been provided to supply food items and necessities, including rice, cooking oil, eggs and sardines, to the kitchens.

“Students can use the supplies to cook for themselves or in groups, with planning carried out together with student associations or kitchen managers to help control food expenses,” he said.

On transportation, he said the My50 pass would continue, in addition to the introduction of MyKomuter50 for users of Keretapi Tanah Melayu Berhad (KTMB) commuter services, which students could also use for their daily journeys.

Meanwhile, he said the FlySiswa assistance would be increased from RM400 to RM500 annually for each eligible student to purchase flight tickets between Peninsular Malaysia and Sabah and Sarawak for study-related travel.

At the same time, Adam Adli said the Technical and Vocational Education and Training (TVET) would continue to be strengthened for young people with an interest in technical skills, with the employability rate of its graduates standing at between 95 and 97 per cent annually.

He said investments in high-technology industries have also created job opportunities and demand for workers equipped with new skills.

As an example, he recounted meeting a polytechnic diploma graduate in his 20s who earned between RM6,000 and RM7,000 a month after working in a data centre in Johor for about a year following graduation.

“TVET is a pathway that we are strengthening to ensure that more young people, including school leavers who are not interested in academics but prefer technical disciplines, have an option that suits them. TVET is the answer.

“Sometimes, all we need is the skill,” he said. — Bernama

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月收入在 2,501 至 3,000 令吉之间的毕业生每月至少偿还 50 令吉的高等教育基金贷款，这将使超过 40 万人受益，正如 2027 年财政预算案中所述。

Dapur Siswa Madani 计划将于 2024 年扩展到理工学院和教师教育机构，并获得 2000 万令吉的食品供应拨款支持。

技术和职业教育培训计划不断加强，就业率达到 95-97%，高科技产业投资创造了更多就业机会。

吉隆坡，10 月 23 日讯——根据 2027 年财政预算案宣布的灵活还款方案，月收入在 2501 至 3000 令吉之间的毕业生，每月只需以最低 50 令吉的利率偿还其国家高等教育基金公司 (PTPTN) 的贷款。

高等教育副部长亚当·阿德利·阿卜杜勒·哈利姆表示，这项贷款偿还灵活性计划预计将惠及超过40万人，有助于减轻刚刚进入职场的毕业生的经济负担。

他表示，月收入低于 2500 令吉的毕业生无需开始偿还贷款，直到达到规定的收入门槛。

“目前我们可以用最有效的方式来解决这个问题。”

“这件事已经讨论和辩论多年，现在，如果真主保佑，我们可以通过 2027 年预算来实施它，”他最近在接受当地一家电台采访时说。

亚当·阿德利在评论大学生的生活成本时表示，为校园提供集中烹饪设施的“Dapur Siswa Madani”计划将于明年扩展到理工学院和师范学院。

他表示，已拨款 2000 万令吉，用于向厨房供应食品和必需品，包括大米、食用油、鸡蛋和沙丁鱼。

他说：“学生可以使用这些食材自己做饭，也可以和同学们一起做饭，并会与学生社团或食堂管理人员一起制定计划，以帮助控制伙食费用。”

关于交通方面，他表示 My50 通行证将继续有效，此外还将推出 MyKomuter50，供马来亚铁路公司 (KTMB) 通勤服务的用户使用，学生也可以使用该通行证进行日常出行。

与此同时，他表示，FlySiswa 援助金将从每年 400 令吉增加到 500 令吉，用于资助每位符合条件的学生购买马来西亚半岛与沙巴和砂拉越之间的机票，以进行与学习相关的旅行。

与此同时，亚当·阿德利表示，将继续加强对有技术技能兴趣的年轻人的技术和职业教育与培训（TVET），其毕业生的就业率每年在 95% 到 97% 之间。

他表示，对高科技产业的投资也创造了就业机会，并对掌握新技能的工人提出了需求。

他举例说，他遇到一位 20 多岁的理工学院文凭毕业生，毕业后在柔佛州的一家数据中心工作了一年左右，每月收入在 6000 至 7000 令吉之间。

“我们正在加强职业技术教育与培训（TVET）这条途径，以确保更多年轻人，包括那些对学术不感兴趣而更喜欢技术学科的毕业生，能够拥有适合自己的选择。职业技术教育与培训是解决之道。”

“有时候，我们需要的仅仅是技能，”他说。——马新社

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