Samsung Wallet Money goes global with app-free payments

Samsung Electronics and Woori Bank expanded Samsung Wallet Money overseas, enabling Galaxy users to pay at Mastercard merchants worldwide and participating WeChat Pay merchants in China without installing local payment apps. The service supports NFC contactless and QR-code payments, and has surpassed 3 million users since launching in Korea last year. Woori Bank said transactions use one-time authentication credentials and encrypted payment data, with biometric authentication or a payment password required to use the service.

NFC payments are accepted at more than 150 million Mastercard locations across 210 countries and territories.

Customers link a domestic bank account to their Wallet Money account to add funds.

Woori Bank said personal and payment card information is stored in a separate secure environment and is accessible only to authorized partner companies within agreed limits.

Users can suspend the service immediately through Woori Bank’s 24-hour automated telephone service.

Published Oct 28, 2026 4:19 pm KST

Woori Bank CEO Jung Jin-wan speaks during a press conference at the lender's headquarters, Wednesday, to announce the launch of Samsung Wallet Money's overseas payment service. Yonhap

Samsung Wallet Money, a prepaid payment service jointly operated by Samsung Electronics and Woori Bank, has expanded overseas, allowing users to pay with their Galaxy smartphones worldwide without installing local payment apps, Woori Bank said Wednesday.

Unlike other mobile payment services that require users to install and open a separate app and complete additional authentication steps at checkout, Samsung Wallet Money lets them pay by tapping their Galaxy phone on a contactless terminal.

Launched in Korea last year, the service has since surpassed 3 million users. Customers link a domestic bank account to their Wallet Money account to top up their balance and make payments.

The overseas rollout extends the service to Mastercard merchants worldwide and WeChat Pay merchants across China.

“We take great pride in creating a new global payment experience with Samsung Electronics in Korea, a country with strengths in both smartphone manufacturing and digital finance,” Woori Bank CEO Jung Jin-wan said during a press conference at the lender’s headquarters in Seoul.

He summed up the service in three phrases: “No card. No cash. No app.”

The service supports both near-field communication (NFC) contactless payments and QR-code payments through a single platform. NFC payments are accepted at more than 150 million Mastercard locations across 210 countries and territories, while QR payments work at participating WeChat Pay merchants in China.

“By combining the security features built into Samsung devices with Woori Bank’s digital security systems, we allow users to make overseas payments without signing up for additional apps or sharing personal information with them,” Jung added.

Amid growing concerns over cyberattacks targeting the financial sector, Woori Bank said sensitive information, including personal and payment card data, is stored in a separate secure environment.

Each transaction uses a one-time authentication credential, and payment data is encrypted during transmission and made accessible only to authorized partner companies within agreed limits.

Even if a phone is stolen, Wallet Money cannot be used without biometric authentication or a payment password. Users can also suspend the service immediately through the bank’s 24-hour automated telephone service.

三星电子和友利银行将三星钱包（Samsung Wallet Money）拓展至海外市场，使Galaxy用户无需安装本地支付应用即可在全球万事达卡商户以及中国微信支付合作商户进行支付。该服务支持NFC非接触式支付和二维码支付，自去年在韩国推出以来，用户数量已突破300万。友利银行表示，交易采用一次性认证凭证和加密支付数据，使用该服务需要生物识别认证或支付密码。

NFC支付可在210个国家和地区的超过1.5亿个万事达卡商户处使用。

用户可将国内银行账户关联到其钱包账户以充值。

友利银行表示，个人和支付卡信息存储在单独的安全环境中，只有授权的合作伙伴公司才能在约定的范围内访问。

用户可以通过友利银行的24小时自动电话服务立即暂停该服务。

发布于2026年10月28日下午4:19（韩国标准时间）

周三，友利银行首席执行官郑镇完在银行总部举行的新闻发布会上宣布推出三星钱包的海外支付服务。（韩联社）

三星电子和友利银行联合运营的预付支付服务 Samsung Wallet Money 已拓展至海外市场，用户无需安装当地支付应用程序即可在全球范围内使用 Galaxy 智能手机进行支付。友利银行周三表示。

与其他需要用户安装和打开单独的应用程序并在结账时完成额外身份验证步骤的移动支付服务不同，三星钱包支付允许用户通过将 Galaxy 手机轻触非接触式终端进行支付。

该服务去年在韩国推出，用户数量已超过300万。用户可将韩国国内银行账户关联到其Wallet Money账户，以便充值和支付。

此次海外推广将服务扩展至全球万事达卡商户和中国境内的微信支付商户。

“我们非常自豪能与三星电子在韩国——一个在智能手机制造和数字金融方面都实力雄厚的国家——共同打造全新的全球支付体验，”友利银行首席执行官郑镇完在首尔该银行总部举行的新闻发布会上表示。

他用三句话概括了这项服务：“无需刷卡。无需现金。无需应用程序。”

该服务通过单一平台同时支持近场通信 (NFC) 非接触式支付和二维码支付。NFC 支付可在 210 个国家和地区的超过 1.5 亿个万事达卡商户使用，而二维码支付则可在中国大陆的微信支付合作商户使用。

Jung补充道：“通过将三星设备内置的安全功能与友利银行的数字安全系统相结合，我们允许用户在无需注册额外应用程序或与应用程序共享个人信息的情况下进行海外支付。”

鉴于人们对金融领域遭受网络攻击的担忧日益加剧，友利银行表示，包括个人信息和支付卡数据在内的敏感信息存储在单独的安全环境中。

每笔交易都使用一次性身份验证凭证，支付数据在传输过程中进行加密，并且仅在约定的范围内授权合作伙伴公司才能访问。

即使手机被盗，如果没有生物识别认证或支付密码，Wallet Money 也无法使用。用户还可以通过银行的 24 小时自动电话服务立即暂停该服务。