Interrogating the Singapore dream, and exploring the issue of liquidity审视新加坡梦，并探讨流动性问题
Singapore podcast explores the Singaporean Dream, little treat economy and why liquidity matters for investors. Read more at straitstimes.com.
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Headstart On Record Podcast Recap
Doom spending, expensive retro hobbies and liquidity, plus is the Singapore dream for everyone?
ST GRAPHICS: AMIRUL KARIM
Published Oct 30, 2026, 10:00 AM
Updated Oct 30, 2026, 10:00 AM
Synopsis: Every Monday, get a head start in your personal finance, career and life with The Straits Times.
Labubus, blind boxes, bubble tea. Why do we keep buying things we don’t need?
Is there a limit to how much a person can spend before it becomes indulgent? Find out about the “little treat” economy, and why people sometimes shift their spending towards small luxuries when bigger purchases start feeling out of reach.
Good grades, good jobs, applying for a BTO, getting married. Isn’t that every Singaporean’s dream?
In this episode, Julian Low, co-founder of theatre practice Wushiren, talks about his experience defying the “Singaporean Dream” by dropping out of medical school. He then went on to pursue his dream of starting an independent theatre collective.
Wired earphones and film cameras: Is retro tech back, or another performative trend?
In this episode, we chat with Gen Z business owner and CD collector Cody Tong on how retro analogue items such as wired earphones, film cameras, and Walkmans are making a comeback. Is this here to stay or is it just another performative trend?
Invest but keep enough liquidity to help you sleep at night.
In this episode, hosts Kai Wen and Sue-Ann speak to guest Bryan Low, Managing Director and Head of International Wealth Management for Singapore at KGI to look into the concept of liquidity. Everyone tells us to invest, but how much is enough and how much should we leave behind for a rainy day?
Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ
Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X
Read Sue-Ann Tan’s articles: https://str.sg/mvSa
Hosts: See Kai Wen ( seekw@sph.com.sg ) and Sue-Ann Tan ( suetan@sph.com.sg )
Produced & edited by: Amirul Karim and Yang Jiesan Cruz
Executive producer: Elizabeth Law
Follow the Headstart On Record Podcast here:
Channel: https://str.sg/wB2m
Apple Podcasts: https://str.sg/wuN3
Spotify: https://str.sg/wBr9
YouTube: https://str.sg/3psqrx
Feedback to: podcast@sph.com.sg
Get business/career tips in ST’s Headstart newsletter: https://str.sg/headstart-nl
Follow more ST podcast channels:
All-in-one ST Podcasts channel: https://str.sg/wvz7
Get more updates: http://str.sg/stpodcasts
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: https://str.sg/icyB
Google Play: https://str.sg/icyX
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
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Headstart On Record播客回顾
末日消费、昂贵的复古爱好和流动性，再加上新加坡梦是每个人都能实现的吗？
ST GRAPHICS：阿米鲁·卡里姆
发布于2026年10月30日上午10:00
更新于2026年10月30日上午10:00
简介：每周一，《海峡时报》助您在个人理财、职业发展和生活中抢占先机。
乐宝、盲盒、珍珠奶茶。为什么我们总是买自己不需要的东西？
一个人花钱的极限在哪里？超过这个极限就成了过度消费？了解一下“小确幸”经济，以及为什么当大额消费超出预算时，人们有时会将消费转向小奢侈品。
好成绩、好工作、申请组屋、结婚。这难道不是每个新加坡人的梦想吗？
在本期节目中，剧场团体Wushiren的联合创始人Julian Low讲述了他如何违背“新加坡梦”，从医学院辍学，并最终实现了创办独立剧团的梦想。
有线耳机和胶片相机：复古科技回归，还是又一种作秀式的潮流？
在这一集中，我们与Z世代企业家兼CD收藏家Cody Tong聊了聊复古模拟产品，例如有线耳机、胶片相机和随身听，是如何卷土重来的。这股风潮会持续下去，还是只是昙花一现？
投资的同时，也要保持足够的流动资金，这样才能让你晚上睡得安稳。
在本期节目中，主持人凯文和苏安与嘉宾布莱恩·洛（Bryan Low）——凯基集团（KGI）新加坡董事总经理兼国际财富管理主管——探讨了流动性的概念。每个人都告诉我们要投资，但投资多少才算足够？我们又应该留多少钱以备不时之需呢？
在领英上关注 See Kai Wen：https://str.sg/qfwqQ
在领英上关注 Sue-Ann Tan：https://str.sg/A86X
阅读 Sue-Ann Tan 的文章：https://str.sg/mvSa
主持人：See Kai Wen ( seekw@sph.com.sg ) 和 Sue-Ann Tan ( suetan@sph.com.sg )
制作和编辑：Amirul Karim 和 Yang Jiesan Cruz
执行制片人：伊丽莎白·劳
请点击此处收听 Headstart On Record 播客：
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Apple Podcasts：https://str.sg/wuN3
Spotify：https://str.sg/wBr9
YouTube：https://str.sg/3psqrx
请将反馈意见发送至：podcast@sph.com.sg
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