Nearly 8,000 BTO flats launched across six towns in first sales exercise since income ceiling increase

The seven projects comprise three Standard projects in Sembawang, Tengah and Yishun, three Plus projects in Bedok and Geylang, and one Prime project in Toa Payoh.

Clockwise from top left: Artist's impressions of Bayshore Sails, Toa Payoh Hillside, Merpati Meadow and Chencharu Acres. (Images: Housing and Development Board)

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SINGAPORE: The Housing and Development Board (HDB) launched 7,964 flats across seven projects in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun in its November 2026 Build-To-Order (BTO) sales exercise.

This is the first sales exercise since monthly household income ceilings were raised in August to S$16,000 for families and S$8,000 for singles, HDB said in its media release on Wednesday (Nov 4).

The latest launch brings the total number of new flats launched by HDB in 2026 to 23,928, comprising 19,608 BTO flats and 4,320 Sale of Balance Flats (SBF).

Of the seven projects, three are Standard projects in Sembawang, Tengah and Yishun; three are Plus projects in Bedok and Geylang; and the remaining one is a Prime project in Toa Payoh.

CNA Games Guess Word Crack the word, one row at a time Buzzword Create words using the given letters Mini Sudoku Tiny puzzle, mighty brain teaser Mini Crossword Small grid, big challenge Word Search Spot as many words as you can Show More Show Less HDB said the exercise offers a wide selection of flat types, ranging from Community Care Apartments (CCAs) and 2-room Flexi flats to 3Gen flats, to cater to different housing needs and budgets. Those looking to get their homes sooner can consider the 1,310 shorter waiting time (SWT) flats at Sembawang Anchor with wait times of less than three years. The other six projects have wait times of less than four years.

HDB said the exercise offers a wide selection of flat types, ranging from Community Care Apartments (CCAs) and 2-room Flexi flats to 3Gen flats, to cater to different housing needs and budgets.

Those looking to get their homes sooner can consider the 1,310 shorter waiting time (SWT) flats at Sembawang Anchor with wait times of less than three years. The other six projects have wait times of less than four years.

The three Standard BTO projects are Sembawang Anchor in Sembawang, Plantation Dew in Tengah and Chencharu Acres in Yishun.

The Plus projects are Merpati Meadow in Geylang with a subsidy clawback rate of 8 per cent, as well as Bayshore Sails and Bayshore Oasis in Bedok, both with rates of 9 per cent.

Toa Payoh Hillside in Toa Payoh is the only Prime project in this sales exercise , with a subsidy recovery rate of 11 per cent.

HDB said all new flats are significantly subsidised to ensure affordability. Plus and Prime flats receive additional subsidies because of their higher market values and more favourable locations.

"This ensures that HDB flats in better locations remain affordable and accessible for a wider group of home buyers, and public housing remains inclusive across different parts of Singapore," said HDB.

Plus and Prime flats therefore come with stricter restrictions, including subsidy recovery upon resale.

When owners sell their flats after fulfilling the 10-year minimum occupation period, they must pay HDB a percentage of the resale price or valuation, whichever is higher.

HDB said the subsidy clawback rates are commensurate with the additional subsidies given for each project.

Among the Standard projects, 3-room flats at Plantation Dew start from S$266,000 before grants, while 4-room flats at Sembawang Anchor start from S$312,000.

For the Plus projects, 3-room flats at Bayshore Sails start from S$409,000, while 4-room flats at Merpati Meadow start from S$545,000.

At the Prime project in Toa Payoh Hillside, 4-room flats without balconies start from S$558,000, while those with balconies start from S$619,000.

These prices exclude housing grants.

Eligible first-timer families can receive up to S$120,000 under the Enhanced CPF Housing Grant.

With the grant, eligible buyers can purchase a 3-room Standard flat from S$161,000 or a 4-room Standard flat from S$232,000, depending on their household income and eligibility.

White flat, which feature open layouts without internal partition walls, will be offered for the 3-room, 4-room, and 5-room units at Plantation Dew in Tengah.

These flats will cost S$6,000, S$8,600 and S$9,000 less respectively than units with the default layout, as they do not come with internal partition walls and some electrical points.

More than one in three flats offered in this exercise are 2-room Flexi flats, available across all seven projects to cater to first-time singles and seniors.

HDB said it will launch a total of 20,000 2-room Flexi flats from 2026 to 2028.

The latest exercise also includes 256 Community Care Apartments (CCAs) at Toa Payoh Hillside, the sixth such project to be launched.

This is the first CCA project offered since the eligibility age was lowered from 65 to 55.

HDB said seniors looking to right-size their homes can consider either a CCA or a 2-room Flexi flat on a short lease when they turn 55.

The November 2026 BTO exercise runs from Wednesday till Nov 11.

Applicants must have a valid HDB Flat Eligibility (HFE) letter when they submit their flat application and may apply for only one flat type in one town.

An administrative fee of S$10 is payable for each application.

"Applicants are encouraged to plan their finances carefully and select a suitable flat based on their budget and needs," said HDB, adding that homebuyers should also consider the current Loan-to-Value (LTV) limit of 75 per cent for HDB housing loans.

"Applicants who wish to improve their chances of securing a flat should monitor the application rates of the different HDB projects throughout the sales exercise and consider applying to projects with lower application rates, such as those with an application rate of around one or lower."

Application rates will be available on the HDB Flat Portal and updated several times daily throughout the application window.

Applicants will be informed of their queue positions in January 2027, while flat booking is tentatively scheduled to begin in March.

HDB said applicants are shortlisted through a computer ballot rather than on a first-come, first-served basis.

The next BTO sales exercise will be held in February 2027, with about 4,300 flats in Bishan, Tampines, Tengah and Toa Payoh on offer.

A concurrent SBF exercise will also offer about 5,000 flats.

Prospective buyers planning to take part in these exercises should apply for their HFE letter early and submit all required documents by Dec 15, said HDB.

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这七个项目包括位于三巴旺、登加和义顺的三个标准项目，位于勿洛和芽笼的三个Plus项目，以及位于大巴窑的一个Prime项目。

从左上角顺时针方向依次为：Bayshore Sails、Toa Payoh Hillside、Merpati Meadow 和 Chencharu Acres 的效果图。（图片：建屋发展局）

这段音频由人工智能工具生成。

新加坡：建屋发展局 (HDB) 在 2026 年 11 月的预购组屋 (BTO) 销售活动中，在勿洛、芽笼、三巴旺、登加、大巴窑和义顺的七个项目中推出了 7,964 套组屋。

建屋发展局周三（11月4日）在其媒体声明中表示，这是自8月份将家庭月收入上限提高至16000新元、单身人士月收入上限提高至8000新元以来的首次销售活动。

最新推出的组屋使建屋发展局 (HDB) 在 2026 年推出的新组屋总数达到 23,928 套，其中包括 19,608 套预购组屋 (BTO) 和 4,320 套剩余组屋 (SBF)。

七个项目中，三个是位于三巴旺、登加和义顺的标准项目；三个是位于勿洛和芽笼的Plus项目；剩下的一个是位于大巴窑的Prime项目。

CNA游戏猜词游戏：逐行破解单词；流行词游戏：用给定的字母组成单词；迷你数独：小巧的谜题，强大的脑力挑战；迷你填字游戏：小方格，大挑战；单词搜索：尽可能多地找出单词。显示更多 显示更少 建屋发展局表示，此次活动提供多种组屋类型，从社区护理公寓（CCA）、两房式灵活组屋到三代同堂组屋，以满足不同的住房需求和预算。希望尽快入住的人士可以考虑三巴旺锚地（Sembawang Anchor）的1310套短轮期组屋（SWT），轮候时间不到三年。其他六个项目的轮候时间不到四年。

建屋发展局表示，此次活动提供多种组屋类型，从社区护理公寓（CCA）和两房式灵活组屋到三代同堂组屋，以满足不同的住房需求和预算。

如果想尽快入住，可以考虑三巴旺锚地 (Sembawang Anchor) 的 1310 套短轮期组屋 (SWT)，轮候时间不到三年。其他六个项目的轮候时间也不到四年。

这三个标准 BTO 项目分别是三巴旺的 Sembawang Anchor、登雅的 Plantation Dew 和义顺的 Chencharu Acres。

Plus 项目包括芽笼的 Merpati Meadow（补贴回收率为 8%），以及勿洛的 Bayshore Sails 和 Bayshore Oasis（回收率为 9%）。

大巴窑山坡 (Toa Payoh Hillside) 是本次销售活动中唯一的优质项目，补贴回收率为 11%。

建屋发展局表示，所有新建组屋均享有大幅补贴，以确保住房价格可负担。Plus组屋和Prime组屋由于市场价值更高、地理位置更优越，还可获得额外补贴。

“这确保了地段较好的组屋能够继续保持价格合理，让更多购房者能够负担得起，也确保了新加坡不同地区的公共住房能够继续保持包容性，”建屋发展局表示。

因此，Plus 和 Prime 公寓会受到更严格的限制，包括转售时需收回补贴。

业主在满足 10 年最低居住期限后出售组屋时，必须向建屋发展局支付转售价格或估价（以较高者为准）的一定比例。

建屋发展局表示，补贴追回率与每个项目获得的额外补贴相称。

在标准项目中，Plantation Dew 的三房式组屋起价为 266,000 新元（不含津贴），而 Sembawang Anchor 的四房式组屋起价为 312,000 新元。

对于 Plus 项目，Bayshore Sails 的三房式组屋起价为 409,000 新元，而 Merpati Meadow 的四房式组屋起价为 545,000 新元。

在大巴窑山坡的 Prime 项目中，没有阳台的四房式组屋起价为 558,000 新元，而有阳台的组屋起价为 619,000 新元。

这些价格不包含住房补贴。

符合条件的首次购房家庭可根据增强型公积金购房津贴获得最高 12 万新元的津贴。

凭借这项补助，符合条件的购房者可以购买一套三房式标准组屋，价格从 161,000 新元起，或者购买一套四房式标准组屋，价格从 232,000 新元起，具体价格取决于他们的家庭收入和资格。

位于登加的 Plantation Dew 将提供白色公寓，其 3 房、4 房和 5 房户型采用开放式布局，没有内部隔墙。

这些公寓的价格将分别比默认布局的单元便宜 6,000 新元、8,600 新元和 9,000 新元，因为它们没有内部隔墙和一些电源插座。

本次推出的公寓中，超过三分之一是两室灵活公寓，涵盖所有七个项目，旨在满足首次购房单身人士和老年人的需求。

建屋发展局表示，将于 2026 年至 2028 年推出共计 20,000 套两房式灵活组屋。

最新举措还包括在Toa Payoh Hillside建造256套社区护理公寓（CCA），这是第六个此类项目。

这是自资格年龄从 65 岁降至 55 岁以来提供的第一个 CCA 项目。

建屋发展局表示，希望调整住房面积的老年人可以在年满 55 岁时考虑购买 CCA 组屋或短期租赁的两房式灵活组屋。

2026 年 11 月的预购组屋（BTO）活动从周三开始，一直持续到 11 月 11 日。

申请人提交组屋申请时必须持有有效的建屋发展局组屋资格（HFE）信函，并且只能在一个市镇申请一种类型的组屋。

每份申请需缴纳10新元的行政费用。

建屋发展局表示：“鼓励申请人仔细规划财务，并根据预算和需求选择合适的组屋。”该局还补充说，购房者还应考虑目前建屋发展局房屋贷款的贷款价值比 (LTV) 上限为 75%。

“希望提高获得组屋机会的申请人应在整个销售过程中密切关注不同组屋项目的申请率，并考虑申请申请率较低的项目，例如申请率在1左右或更低的项目。”

申请费率将在建屋发展局公寓门户网站上公布，并在整个申请期间每天更新数次。

申请人将于 2027 年 1 月获知其排队位置，而公寓预订暂定于 3 月开始。

建屋发展局表示，申请人将通过电脑抽签的方式进行筛选，而不是按照先到先得的方式。

下一轮组屋销售活动将于 2027 年 2 月举行，届时将在碧山、淡滨尼、登加和大巴窑提供约 4300 套组屋。

同时进行的SBF项目也将提供约5000套公寓。

建屋发展局表示，计划参与这些活动的潜在买家应尽早申请房屋购买资格信函，并在 12 月 15 日前提交所有必需文件。

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