Finance Ministry: Malaysians under 30 rack up RM5.4b in BNPL transactions in first half of 2026财政部：2026年上半年，30岁以下马来西亚人“先买后付”（BNPL）交易额将达到54亿令吉。
KUALA LUMPUR, Oct 14 — Young people aged 30 and below recorded 65.9 million Buy Now, Pay Later (BNPL) transactions worth RM5.4 billion in the first half of 2026, accounting for...
Young Malaysians under 30 made 65.9 million Buy Now, Pay Later (BNPL) transactions worth RM5.4 billion in early 2026, comprising 37.9% of Malaysia's total.
The Ministry of Finance reported a total of 173.9 million BNPL transactions worth RM14.7 billion during this period, with youths contributing 36.7% to the transaction value.
As of June 2026, young people's outstanding BNPL financing was RM2.4 billion, with non-performing financing at RM96.8 million, or 4% of the total.
KUALA LUMPUR, Oct 14 — Young people aged 30 and below recorded 65.9 million Buy Now, Pay Later (BNPL) transactions worth RM5.4 billion in the first half of 2026, accounting for 37.9 per cent of total BNPL transactions in Malaysia, according to the Ministry of Finance (MoF).
In a written reply published on the parliament website yesterday, the MoF said the total number of BNPL transactions in Malaysia during that period was 173.9 million, valued at RM14.7 billion, with youths contributing 36.7 per cent of the total transaction value.
As of June 30, 2026, the outstanding BNPL financing balance for this demographic stood at RM2.4 billion, while non-performing financing amounted to RM96.8 million, or 4.0 per cent of the outstanding balance.
The MoF was replying to a question from Datuk Dr Alias Razak (Kuala Nerus-PN) regarding measures taken by the Consumer Credit Commission to protect young people from excessive indebtedness through BNPL schemes, including the comprehensive assessment of consumers’ credit commitments. — Bernama
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2026年初，30岁以下的马来西亚年轻人进行了6590万笔“先买后付”（BNPL）交易，总额达54亿令吉，占马来西亚总交易额的37.9%。
财政部报告称，在此期间共进行了 1.739 亿笔“先买后付”交易，总额达 147 亿令吉，其中年轻人贡献了 36.7% 的交易额。
截至 2026 年 6 月，年轻人的未偿还“先买后付”融资额为 24 亿令吉，其中不良融资额为 9680 万令吉，占总额的 4%。
吉隆坡，10 月 14 日——据财政部统计，2026 年上半年，30 岁及以下的年轻人共进行了 6590 万笔“先买后付”（BNPL）交易，总额达 54 亿令吉，占马来西亚 BNPL 交易总量的 37.9%。
财政部昨天在国会网站上发表的书面答复中表示，在此期间，马来西亚的先买后付交易总数为1.739亿笔，价值147亿令吉，其中青年贡献了总交易额的36.7%。
截至 2026 年 6 月 30 日，该人群的未偿还 BNPL 融资余额为 24 亿令吉，而不良融资额为 9680 万令吉，占未偿还余额的 4.0%。
财政部是在答复拿督阿利亚斯·拉扎克博士（瓜拉尼鲁斯-国盟）的提问时做出上述表态的。该提问涉及消费者信贷委员会为保护年轻人免受“先买后付”（BNPL）计划带来的过度负债而采取的措施，包括对消费者信贷承诺进行全面评估。——马新社
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