When leasehold ownership becomes unreliable

IMAGINE buying a house 30 years ago, paying off the loan and living in it for decades. The house is still yours. Your name is still on the title. But it is a leasehold property, and as the lease gets shorter, selling it may become harder. Banks are more cautious about financing it, and passing it on to your children is less straightforward than you expected.

Extending the lease may require a sizeable payment. At some point, a simple question arises: What does it really mean to own the property?

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RM 13.90/month RM 11.12 /month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

RM 12.33/month RM 9.87 /month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

Thank you for your report!

Shin Yang buys Kuching industrial property for RM34mil

As the lease runs down

Sunway-led JV wins S$2.13bil Singapore land tender

想象一下，30年前你买了一套房子，还清了贷款，住了几十年。房子现在仍然属于你，产权证上也仍然是你的名字。但它是一套租赁产权房，随着租期缩短，出售可能会变得越来越困难。银行在提供贷款时会更加谨慎，而且把房子传给子女也比你想象的要复杂得多。

延长租约可能需要支付一大笔费用。到了某个时候，一个简单的问题就会出现：拥有房产究竟意味着什么？

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每月 13.90 马币 每月 11.12 马币

第一个月收费 11.12 马币，之后每月收费 13.90 马币。

每月12.33令吉 每月9.87令吉

第一年收费 118.40 马币，之后每年收费 148 马币。

感谢您的报告！

Shin Yang以3400万令吉购买古晋工业地产

随着租约到期

由双威集团牵头的合资企业赢得价值21.3亿新元的新加坡土地招标