Have kids? Don’t leave government benefits idle on the table

Rather than concentrating support around birth, the SG Child Support Package spreads help across the years of raising a child, says the writer.

ST ILLUSTRATION: MANNY FRANCISCO

Published Sep 06, 2026, 05:00 AM

Updated Sep 06, 2026, 05:00 AM

Singapore's new SG Child Support Package spreads financial help from birth to age 17, providing nearly $70,000 in direct support for every child starting April 2027.

Parents should prioritise using restricted funds for healthcare and education expenses, while investing accessible cash gifts and annual Child Credits for long-term growth.

Families are advised to avoid relying on government support as permanent income, instead using savings and subsidies wisely to build financial resilience and meet changing needs as children grow.

SINGAPORE – For years, the Singapore Government’s support for young couples contemplating parenthood has been heavily front-loaded around a child’s birth, from the Baby Bonus Cash Gift and the Child Development Account (CDA) to grants, subsidies and childcare support.

Family planning/policy

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作者表示，新加坡儿童扶助计划并没有将支持集中在生育阶段，而是将帮助分散到养育孩子的整个过程中。

插图：曼尼·弗朗西斯科

发布于 2026 年 9 月 6 日上午 5:00

更新于2026年9月6日上午5:00

新加坡新的“SG儿童扶助计划”将经济援助从出生持续到17岁，从2027年4月起，每个孩子将获得近70,000美元的直接资助。

父母应优先将受限资金用于医疗保健和教育支出，同时将可支配的现金礼物和年度儿童税收抵免进行投资，以实现长期增长。

建议家庭避免将政府补助作为永久收入来源，而是明智地利用储蓄和补贴来增强财务韧性，并满足孩子成长过程中不断变化的需求。

新加坡——多年来，新加坡政府对考虑生育的年轻夫妇的支持主要集中在孩子出生前后，包括婴儿花红现金礼金、儿童发展账户（CDA）、补助金、补贴和托儿支持等。

计划生育/政策

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