MediAsas plan to offer financial, health safety net to Malaysia’s M40, says Dzulkefly

The MediAsas Plan, launching in January 2027, aims to provide a financial and healthcare safety net for Malaysia's middle-income M40 group amid rising medical costs.

The plan offers transparent cost control and flexible payment options to ease financial burdens, including using the Employees Provident Fund Akaun Sejahtera.

Additional government support includes increased funding for medical aid for vulnerable groups and the PeKa B40 programme for low-income individuals.

KUALA LUMPUR, Oct 18 — The MediAsas Plan scheme, set to launch in January 2027, will provide a financial and healthcare safety net for Malaysia’s middle-income group (M40), who are currently facing medical inflation.

Health Minister Datuk Seri Dr Dzulkefly Ahmad said the plan would provide protection to the M40 group through transparent cost control without hidden or excessive charges.

“Currently, a total of 340,000 private insurance policies have been surrendered by policyholders due to not being able to pay private premiums, and (more) people opt to go to government facilities; hence, the ministry comes up with this financial safety net.

“No citizen should fall into poverty just because he or she wants medical treatment; therefore, this Madani health financial protection comes forward by offering an affordable basic protection scheme,” he said in a post on the Facebook platform today.

Dzulkefly said the MediAsas Plan pilot project, held in the Klang Valley since the end of July, also allows policyholders to make flexible payments using the Employees Provident Fund Akaun Sejahtera (Akaun Dua) to ease their monthly burden.

As for vulnerable groups, he said the Tabung Bantuan Perubatan was increased by 50 per cent to RM60 million from RM40 million, specifically to cover high-priced medical devices such as bone implants and heart stents.

He said the government allocated RM80 million to the Peduli Kesihatan scheme for the B40 Group (PeKa B40) programme.

Earlier, the Ministry of Finance announced that MediAsas, which provides protection for individuals up to 85 years of age, will be offered as a separate (standalone) medical insurance and takaful protection plan that includes two product options, namely MediAsas Teras (standard plan) and MediAsas Flexi (standard-plus plan). — Bernama

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MediAsas 计划将于 2027 年 1 月启动，旨在为马来西亚中等收入的 M40 群体提供财务和医疗保健安全网，以应对不断上涨的医疗成本。

该计划提供透明的成本控制和灵活的支付方式，以减轻经济负担，包括使用雇员公积金（Akaun Sejahtera）。

政府额外支持包括增加对弱势群体医疗援助的资金，以及为低收入人群提供的 PeKa B40 计划。

吉隆坡，10 月 18 日讯——计划于 2027 年 1 月推出的 MediAsas 计划，将为目前面临医疗通胀的马来西亚中等收入群体 (M40) 提供财务和医疗保健安全网。

卫生部长拿督斯里祖基菲里·艾哈迈德表示，该计划将通过透明的成本控制，不收取任何隐藏或过高的费用，为M40群体提供保护。

“目前，由于无力支付私人保费，已有 34 万份私人保险保单被投保人退保，（更多）人选择前往政府机构；因此，该部推出了这项金融安全网。

“任何公民都不应该仅仅因为想要接受治疗而陷入贫困；因此，Madani 健康金融保障计划应运而生，提供价格合理的基本保障方案，”他今天在 Facebook 平台上发帖说道。

祖基菲里表示，自7月底以来在巴生谷地区开展的MediAsas计划试点项目，也允许投保人使用雇员公积金账户（Akaun Dua）进行灵活支付，以减轻他们每月的负担。

至于弱势群体，他表示，医疗援助基金（Tabung Bantuan Perubatan）的金额从 4000 万令吉增加 50% 至 6000 万令吉，专门用于支付骨植入物和心脏支架等高价医疗器械的费用。

他说，政府已拨款 8000 万令吉用于 B40 群体健康关怀计划 (PeKa B40)。

此前，财政部宣布，为85岁以下人士提供保障的MediAsas将作为一项独立的医疗保险和伊斯兰保险保障计划推出，该计划包含两种产品选择，分别是MediAsas Teras（标准计划）和MediAsas Flexi（标准加强计划）。——马新社

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