Don’t skimp on third-party insurance, and think twice about Waze, Consul General tells Malaysians driving to Thailand

In a statement issued on October 5, the Consul General of Malaysia in Songkhla, Ahmad Fahmi Ahmad Sarkawi, emphasized the importance for Malaysians driving in Thailand to secure insurance coverage that includes third-party claims to manage potential compensation requirements in the event of an accident.

Ahmad Fahmi highlighted past incidents where Malaysian drivers struggled to meet compensation obligations due to insufficient coverage.

He also advised travelers to avoid nighttime travel in high-risk Thai regions and recommended using Apple Maps or Google Maps over other navigation tools for safer travel.

SONGKHLA, Oct 5 — Malaysians driving their own vehicles into Thailand are advised to obtain insurance coverage that includes third-party claims in the event of a road accident in the country.

Consul General of Malaysia in Songkhla Ahmad Fahmi Ahmad Sarkawi said such insurance is crucial if a Malaysian driver is found to have caused an accident resulting in injury or death, potentially requiring substantial compensation.

“Usually, apart from the penalty imposed on the offender, there is also an element where Malaysians need to pay compensation to the injured (victim) or the deceased’s family as a result of the accident.

“The compensation or damages involved are not small amounts. Therefore, adequate insurance can also cover the compensation costs,” he said during a courtesy call by a delegation from the Perlis Journalists Association at the Consulate General of Malaysia in Songkhla here last Friday (Oct 2).

Ahmad Fahmi said his office had encountered cases of Malaysian drivers involved in accidents in Thailand who did not have sufficient funds to pay compensation to victims, as they only had insurance coverage for hospital medical costs.

He also advised Malaysians visiting the country to obtain insurance coverage for vehicle damage caused by natural disasters.

Meanwhile, Ahmad Fahmi said Malaysians were not encouraged to travel at night, especially in high-risk areas such as Pattani, Yala and Narathiwat, following security incidents in the three southern Thai provinces.

He also recommended that they use only Apple Maps or Google Maps when travelling to destinations in southern Thailand, as these were safer options than Waze, which might direct road users through shortcuts into villages and hilly areas. — Bernama

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10月5日，马来西亚驻宋卡府总领事艾哈迈德·法米·艾哈迈德·萨卡维发表声明，强调马来西亚人在泰国驾车时，务必购买包含第三方索赔的保险，以便在发生事故时应对潜在的赔偿要求。

艾哈迈德·法赫米强调了过去马来西亚司机因保险覆盖不足而难以履行赔偿义务的案例。

他还建议旅行者避免在泰国高风险地区夜间出行，并建议使用苹果地图或谷歌地图而不是其他导航工具，以确保出行安全。

宋卡府，10月5日讯——马来西亚公民驾车前往泰国时，应购买包含第三方责任险的保险，以防在泰国发生交通事故。

马来西亚驻宋卡总领事艾哈迈德·法米·艾哈迈德·萨卡维表示，如果马来西亚司机被认定为造成事故并导致人员受伤或死亡，则此类保险至关重要，因为可能需要巨额赔偿。

“通常情况下，除了对违法者处以处罚外，马来西亚人还需要向事故中的受伤者（受害者）或死者家属支付赔偿金。

“涉及的赔偿或损失金额不小。因此，充足的保险也可以涵盖赔偿费用，”他在上周五（10月2日）马来西亚驻宋卡总领事馆会见玻璃市记者协会代表团时表示。

艾哈迈德·法赫米表示，他的办公室曾遇到过一些马来西亚司机在泰国发生交通事故后，由于保险只涵盖医院医疗费用，而没有足够的资金向受害者支付赔偿金的情况。

他还建议来澳旅游的马来西亚人购买车辆保险，以防自然灾害造成的车辆损坏。

与此同时，艾哈迈德·法米表示，鉴于泰国南部三个府发生安全事件，不鼓励马来西亚人在夜间出行，尤其是在北大年府、也拉府和那拉提瓦府等高风险地区。

他还建议，前往泰国南部旅行时只使用苹果地图或谷歌地图，因为这些地图比Waze更安全，Waze可能会引导用户抄近路进入村庄和山区。——马新社

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